September 26, 2022
Plan year 2023 benefits changes and open enrollment
Open enrollment for calendar year 2023 benefits will occur between Oct. 1-31. This is the time when all benefits-eligible faculty and staff must sign into their Membership Administration Portal to complete their enrollments. As in recent years, the State Employee Health Plan will require all employees to make a health care plan election even if they do not intend to make changes to their current plan or coverage level. The 2023 Enrollment Guide has been published by the state to learn more about the 2023 offerings.
The state has announced several changes to the overall benefits packages, which faculty and staff should consider before finalizing their elections:
- There will be no increase to employee premiums in 2023 regardless of the plan or level of coverage.
- Plan A deductibles for individual coverage will decrease from $900 to $800 and those covering dependents will see a decrease from $1,800 to $1,600.
- Plan A primary care office visit copays will reduce from $30 to $20 and specialist copays from $60 to $40.
- To comply with updated IRS regulations, the first deductible, those covering either a spouse or child(ren) under Plans C and N, will change from $2,800 to $3,000 — but employer contributions to health savings accounts and health reimbursement accounts will increase to offset the increase.
- Individual dental insurance will be offered at no employee cost and premiums for those covering dependents will decrease accordingly.
- Health savings account contribution limits have increased to $3,850 for individual coverage and $7,750 for those covering dependents. These updated limits apply to contributions made by the employer, employee, and HealthQuest reward dollars earned.
- The state of Kansas has announced two new flexible spending account options, a Mass Transit FSA and a Parking FSA. Neither, however, may benefit most K-State employees since parking costs are already pre-tax payroll deductions. These benefits are available for all state employees and would only generally apply if you pay out-of-pocket for mass transit and/or parking that is not reimbursed or deducted by K-State.
- Annual flexible spending account contribution limits have been established at $2,850 for health care FSAs and limited-purpose FSAs. Dependent care FSAs will have a $5,000 limit and the parking and mass transit limits are set at $280/month. NueSynergy will remain the vendor for all FSA accounts.
Don’t forget to take advantage of the expanded opportunities to engage with the Benefits Team, as well as state and K-State benefits vendors. The in-person 2022 Benefits Fair will be 9 a.m. to 2 p.m. Wednesday, Oct. 5, in the Grand Ballroom at the K-State Student Union and will feature a variety of vendors, presentations and enhanced services from Lafene Health Center, which may require separate registrations. A virtual Benefits Fair will be available Thursday, Oct. 6, featuring many of the same vendors. Each session will include time for Q&A following the presentations. Resources, including on-demand video content, will be available on the SEHP website.
Please continue to monitor future editions of K-State Today and your mailboxes for additional open enrollment information throughout October. As always, your Benefits Team is here to support you. Should you have any questions, please reach us at email@example.com.