Insurance Coverage Overview
According to the Kansas Tort Claims Act, K.S.A. 75-6101 (pdf), et seq., the State of Kansas has assumed liability for the negligent or wrongful acts and omissions of its employees and agents including students – when they are State of Kansas employees – acting within the scope of their responsibilities on behalf of the State of Kansas, which includes Kansas State University. The liability for claims within the scope of the Act may not exceed Five Hundred Thousand Dollars ($500,000) per occurrence.
The Kansas Tort Claims Act provides important liability protection for the KBOR member institutions. KBOR members jointly purchase the following insurance policies to provide coverage in areas not covered by the Tort Claims Act.
- Automobile liability
- Cybersecurity, privacy and liability
- Property and business interruption
Kansas State University Policies
Kansas State University purchases the following insurance policies to fill gaps not covered by worker's compensation, health insurance, the Kansas Tort Claims Act, or system-wide policies.
- Airport liability
- Aircraft hull & liability
- Crime
- Inland marine
- International liability package
- International Travel Accident & Health
- Medical Professional Liability
- Special Crime
Please contact Elliot Young, AVP, University Risk & Compliance Officer, with questions about the policies listed above ecyoung@ksu.edu.