Long Term Disability Insurance
The State of Kansas and Kansas State University provide an employer paid Long Term Disability Insurance (pdf) plan for all benefits eligible employees. Coverage in this plan is effective on the first day of employment in a benefits eligible position. The insurance underwriter for this plan is Disability Management Services, INC (DMS).
University Support Staff or Unclassified Employees in Positions Covered by KPERS or Regents Mandatory Retirement Plan: There is a 180 day waiting period before a disability decision is made. If approved for long-term disability, the employee receives 60% of their annual salary, payable in equal monthly installments. This income may be reduced by monies received from Workers’ Compensation and/or the Social Security Administration. This is a taxable income.
Short Term Disability Insurance
Voluntary short term disability is a non-occupational, voluntary short term disability program which pays you a weekly benefit amount if you cannot work because of a disabling illness or injury.
Employees desiring coverage must apply within the first 30 days of employment, within 30 days after a mid-year qualifying event or during an open enrollment period.
This is an overview of your voluntary short term disability. Once a group policy is issued to your employer, a certificate of insurance will be available to explain your coverage in detail.
Please contact The Hartford Short Term Disability line directly at 1-800-549-6514 for any questions or concerns regarding filing a claim.
You may enroll by going to Hartford Life and Accident Insurance Company (The Hartford) website. The Login Information is as follows:
|Login ID||Password Information|
|Your login ID is your employee ID Number.|
Your password is your first and last name initials in lowercase followed by your date of birth (MM/DD/YYYY).
|For example: John Smith's employee ID number is W0000099999. His login ID is W0000099999.|
For example: John Smith's birth date is October 25, 1963. His password is js10251963.
|You will be required to reset your password during your initial login.|
Your insurance limits the benefits you receive for pre-existing conditions. In general, if you were diagnosed or received care for a condition for 3 months before the effective date of your insurance, you will be covered for a disability due to that condition only if:
- you have not received treatment for your condition for 3 months after the effective date of your insurance, or
- you have been insured under this insurance for 12 months before your disability starts, so you can receive benefits even if you're receiving treatment
This benefit highlight overview of the DisabilityFLEX coverage being offered is provided for illustrative purposes only and is not a contract. It in no way changes or affects the policy as actually issued. Only the insurance policy issued to the policyholder (your employer) can fully describe all of the provisions, terms, conditions, limitations and exclusions of your insurance coverage. In the event of any difference between the benefit highlights and the insurance policy, the terms of the insurance policy apply.