Federal Direct Graduate PLUS Loan Application Steps

1. Apply for the PLUS Loan. To apply for the loan, the student should sign in to studentaid.gov using their Federal Student Aid ID (FSA ID). Those without an existing FSA ID will be required to create one.
   
   
2. Authorize a Credit Check. The student will be asked to authorize a credit check when applying for the PLUS Loan. We will receive confirmation of the credit decision along with the amount requested. If the credit is approved, our office will accept the loan in KSIS. If students apply for the loan and are denied due to credit reasons, they will be notified by the U.S. Department of Education and provided the opportunity to obtain an endorser. If they choose to use an endorser and are approved, the U.S. Department of Education will notify the Office of Student Financial Assistance.
   
   
3. Authorization for school to use loan funds to satisfy other charges. The Direct Graduate PLUS Loan Application allows the student to authorize the school to use loan funds to satisfy other educationally related charges after tuition and fees, and room and board have been paid. Other educationally related charges may include athletic tickets, parking permits, library services, student health services, etc.
   
   
4. Complete the Master Promissory Note. If this is the first Graduate PLUS Loan, the student will be required to complete a Master Promissory Note (MPN) through studentaid.gov.
   
   
5. Complete Loan Entrance Counseling.  If this is the first Graduate PLUS Loan for this student, the student will be required to complete loan entrance counseling through studentaid.gov.