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Office of Student Financial Assistance

Federal Direct Graduate PLUS Loan Application

The Federal Direct Graduate PLUS Loan is an educational loan for graduate and professional students enrolled at least half-time. 


Students do not have to demonstrate financial need to be offered a Federal Direct Graduate PLUS Loan as part of their financial aid package. However,

  • the student must demonstrate good credit history in order to be approved for the loan.

  • The student must successfully complete the loan application process before the OSFA can authorize the loan for disbursement.

  • The annual maximum loan amount is based on the student's cost of attendance less other financial aid received. 

For additional information on the Federal Direct Graduate PLUS Loan, please visit the U.S. Department of Education.


The Federal Direct Graduate PLUS Loan enters repayment once the loan is fully disbursed, but is placed into deferment while the student is enrolled at least  half-time and remains in deferment for an additional six months after the student is no longer enrolled at least half-time. Students may review the different repayment plans to calculate estimated payments.


To begin the process of applying for a Federal Direct Graduate PLUS Loan, the student must complete, sign, and submit the application to the OSFA.

2019-2020 Federal Direct Graduate Plus Loan Application (pdf)