Students who have families with them are strongly encouraged to obtain additional insurance coverage for them. You can add your dependents to your United Healthcare account but it is not required. You have the option to enroll them in a plan with a different provider. There are several important facts and terms that you need to know about health insurance.

  • Most major U.S. health insurance companies will not sell health insurance policies to international students. There are, however, companies that sell only to internationals that you may purchase for yourself and your family.
  • The US does not have socialized medicine. All costs of health care are paid by the patient.
  • Even if you buy a health insurance policy, your insurance provider will likely require that you pay all the bills first and fill out a claim form to request reimbursement by the insurance company. It can take as long as two or more months to process a claim.
  • All insurance policies are different in their coverage, costs, and the percentage of your medical costs that will be reimbursed. COMPARE POLICIES BEFORE YOU BUY ONE.

If you have further questions after reading the information provided by this website, please contact our International Student & Scholar Services at or by phone at 785-532-6448.