1. K-State home
  2. »Office of Student Financial Assistance
  3. »Managing your Aid
  4. »Master Promissory Note
  5. »Federal Direct Loan Entrance Counseling and Master Promissory Note

Office of Student Financial Assistance

Federal Direct Loan Entrance Counseling Session and Master Promissory Note

After students accept a Federal Direct Subsidized or Unsubsidized Loan as part of their financial aid award package, our office will continue the loan process by submitting the accepted Federal Direct Loan information to the Federal Common Origination and Disbursement (COD) system for origination.

However, for first-time borrowers, an entrance counseling session is required and a valid master promissory note (MPN) must also be on file with the COD before our office can make any Federal Direct Loan disbursements to students.

After first-time borrowers have successfully completed their entrance counseling session and MPN, any future Federal Direct Loan offers that students choose to accept will be linked to their original, completed MPN. This MPN is valid for up to 10 years from the date the first loan disbursement was made.

Federal Direct Loan(s) will not be applied to student's K-State eBills until they have completed the Entrance Counseling Session and MPN.

Complete and submit a Federal Direct Loan Master Promissory Note (MPN)

  1. Visit https://studentloans.gov
  2. Sign in using your FSA ID
  3. Click on Complete Loan Agreement (Master Promissory Note)
  4. Click Start MPN for Subsidized/Unsubsidized Loans
  5. Read a follow the steps as outlined on the screen
  • The Federal Student Loan Support Center is able to assist you if you encounter any problems while completing the MPN at 1-800-557-7394 (select menu option 2)
  • You will need to have handy names and addresses of two different references. 

Complete Federal Loan Entrance Counseling

  1. Visit https://studentloans.gov
  2. Sign in using your FSA ID
  3. Click on Complete Loan Counseling
  4. Click on Start Entrance Counseling
  5. Read a follow the steps as outlined on the screen


The Loan Entrance Counseling and MPN “To Do List” items in the student's Student Center within KSIS will be removed in three business days after both items are complete and submitted.