Federal Direct Loan Entrance Counseling and Master Promissory Note

Federal Direct Loan Entrance Counseling Session and Master Promissory Note

After students accept a Federal Direct Subsidized or Unsubsidized Loan as part of their financial aid award package, our office will continue the loan process by submitting the accepted Federal Direct Loan information to the Federal Common Origination and Disbursement (COD) system for origination.

However, for first-time borrowers, an entrance counseling session is required and a valid master promissory note (MPN) must also be on file with the COD before our office can make any Federal Direct Loan disbursements to students.

After first-time borrowers have successfully completed their entrance counseling session and MPN, any future Federal Direct Loan offers that students choose to accept will be linked to their original, completed MPN. This MPN is valid for up to 10 years from the date the first loan disbursement was made.

Federal Direct Loan(s) will not be applied to student's K-State eBills until they have completed the Entrance Counseling Session and MPN.


The Loan Entrance Counseling and MPN "To-Do List" items in the student's Student Center within KSIS will be removed in three business days after both items are complete and submitted.