Legacy Borrower Loan Limits
Undergraduate Dependent: Annual Loan Limit
| Credit Hours Earned | Base Amount | Unsubsidized | Annual Limits |
| Freshman, 0 - 29 credit hours earned | $3,500 | $2,000 | $5,500 |
| Sophomore , 30 - 59 credit hours earned | $4,500 | $2,000 | $6,500 |
| Junior and Senior, 60+ credit hours earned | $5,500 | $2,000 | $7,500 |
Undergraduate Independent: Annual Loan Limit
| Credit Hours Earned | Base Amount | Unsubsidized | Annual Limits |
| Freshman, 0 - 29 credit hours earned | $3,500 | $6,000 | $9,500 |
| Sophomore , 30 - 59 credit hours earned | $4,500 | $6,000 | $10,500 |
| Junior and Senior, 60+ credit hours earned | $5,500 | $7,000 | $12,500 |
Graduate and Professional Students: Annual Loan Limit
| Student Type | Health Professions | Unsubsidized | Annual Limits |
| Graduate Student | N/A | $20,500 | $20,500 |
| Veterinary Medicine Student (9 month period) | $20,000 | $20,500 | $40,500 |
| Veterinary Medicine Student (12 month period) | $26,667 | $20,500 | $47,167 |
Need to borrow more?
Legacy Graduate and Veterinary Medicince Students who need additional funding may be eligible to borrow through the Federal Direct Graduate PLUS Loan Program. Eligible borrowers may receive up to their Cost of Attendance, minus any other aid, subject to credit approval.
Lifetime Total Aggregate Limit
| Student Type | Maximum Subsidized | Total Lifetime Aggregate Limit |
| Dependent Undergraduate | $23,000 | $31,000 |
| Independent Undergraduate | $23,000 | $57,500 |
| Graduate | $65,500 | $138,500 |
| Eligible Veterinary Medicine Students | $65,500 | $224,000 |
Important: The Graduate and Veterinary Medicine Total Lifetime Aggregate Limits include any Federal Subsidized and/or Unsubsidized Loans borrowed as an undergraduate student. For example, if a Graduate Student borrowed $30,000 as an undergraduate , that amount counts toward the total $138,500 Graduate Lifetime Limit.