J-1 Health Insurance
J-1 scholars must maintain adequate health insurance for themselves as well as their dependents throughout their entire stay in the U.S. Failure to do so renders the scholars and their dependents "out of status" and the scholars may be removed from the J-1 program. Minimum insurance requirements are show in the table below.
Minimum Health Insurance Required by the U.S. Department of State
|
|
Minimum Coverage |
|
Medical Benefits - per accident or illness |
$100,000 |
|
Deductible |
Cannot exceed $500 |
|
Repatriation |
$25,000 |
|
Medical Evacuation |
$50,000 |
If you will receive health insurance through Kansas State University…
- As a benefits-eligible employee of K-State, you will have the option to obtain health insurance through the State Employee Health (SEHP). The only insurance plan offered through K-State that meets the Department of State’s minimum medical benefits is Plan J.
- Your insurance with the State Employee Health Plan will not begin until your first day of employment. Since there may be a gap between the start date on the DS-2019 and your actual first day of employment, you may need to purchase medical insurance to bridge the gap.
- In addition, the insurance provided by Kansas State University does not include Medical Evacuation and Repatriation, which is required by the U.S. Department of State. Therefore, you must purchase this coverage separately.
The medical evacuation coverage provides benefits for transportation in the event the insured suffers a medical emergency and adequate medical facilities are not available nearby. It’s important to understand that this coverage is not medical coverage. Instead, it is coverage for medically necessary transportation.
Repatriation coverage means that the insurance company arranges for and handles the transportation necessary to return a covered person’s body to his or her home in the event of death.
Additional insurance providers that have plans for J-1 Scholars/Professors can be found HERE.