Mandatory Health Insurance

Health insurance coverage is mandatory for all international students enrolled at Kansas State University, regardless of their course load.

Upon registering for courses each semester, all international students on F and J visas will be automatically enrolled for health insurance coverage with United Healthcare Student Resources (UHCSR). The enrollment fee for this health insurance will be automatically assessed to each international student’s tuition bill. Student will have two options at this point.

1) Students wanting to purchase the Basic International Student Plan through UHCSR will need to pay the enrollment fee through their iSIS account. ISSS will then provide enrollment information directly to UHCSR. Information about the United HealthCare Student Resources coverage can be found at https://www.uhcsr.com/SelfServiceSupport/Students/CollegeHome.aspx.

2) Students wanting to use health insurance coverage from an alternative provider will need to submit a waiver form through their iSIS accounts. As long as the alternative plan's coverage meets or exceeds the minimum requirements set by the Kansas Board of Regents, the waiver will be approved and the enrollment fee on your tuition account will be removed. Waivers must be submitted prior to the deadline. Notifications are sent routinely to inform students of the deadlines. The list of minimum requirements islisted below.

The intent of the insurance requirement for international students at the Kansas State University is continuous coverage during and between academic terms. To find additional information about United Health Care coverage please visit the Kansas State University United HealthCare Student Resources webpage.

Upon enrollment, the waiver will be available through your iSIS account as of August 1 for Fall semester and January 1 for Spring semester. It must be submitted prior to the deadline each semester in order to have the health insurance charge removed from your tuition bill. Additional information about the waiver process is listed below.

The minimum requirements for alternative health insurance are the following:

  • Minimum $500,000 or greater medical benefit for each sickness and accident
  • Includes inpatient and outpatient coverage for both sickness and accidents
  • Coverage of at least $10,000 for repatriation (removal of remains after death)
  • Coverage of at least $15,000 for medical evacuation
  • A deductible not to exceed $500 per individual, per policy year
  • Coverage period must always begin on or before the first day of classes and be valid through the last day of the semester. 

Waiver Process:

If you are not purchasing the K-State insurance-UHCSR plan or are a sponsored student. you must complete and submit a waiver form to remove the insurance charge. The Student Health Insurance Waiver form to be used for this certification will be available beginning August 1 for Fall semester and January 1 for Spring semester. The form will be accessible through student's iSIS accounts. See the instructions listed below.

The waiver form is verification that you have purchased alternative, qualifying health insurance coverage. The form must be submitted before the waiver deadline each semester. If the waiver is approved, the insurance charge will be removed from your account. The alternative, qualifying coverage must be valid from the first day of classes and must end no earlier than the last day of classes for the semester.

Graduate students who have a .5 GTA/GRA/GA (or any combination of the three to equal .5) appointment and wish to purchase the UHCSR Graduate Student coverage must enroll online. It is your responsibility to enroll in the health insurance. For information on accessing the online enrollment for the GTA/GRA/GA health insurance, please visit http://www.k-state.edu/hr/benefits/gta.html.  Graduate students who enroll and pay for the GTA/GRA/GA health insurance plan ISSS will remove the fee from your tuition account. An email confirmation will be sent once this has been done. IF you do not receive an email, contact ininsure@ksu.edu.

Instructions for submitting the Insurance Waiver form

To access the Health Insurance Waiver form:

1. Go to https://isis.k-state.edu/psp/ISIS/?cmd=login
2. Enter your eID and password.
3. On the left-hand menu select Self Service.
4. Then click on Student Center.
5. Here you will see three sections: Academics, Finances and Personal Information.  The waiver form is located in the drop down box in the Finances Section.  Select the Insurance Waiver form and then click the double arrow button.
6. Complete the waiver form entirely.
7. Click submit once you have finished.

The Insurance Coordinator will review your form and if approved, the insurance charge will be removed within 5 business days. If your waiver is denied, you will receive notification of the denial and the charge will remain on your account. If you do not see the adjustment of the fee on your account or receive an email from the Insurance Coordinator, you should contact ininsure@ksu.edu prior to the waiver deadline.

Dependent Information:

Students who have families with them are strongly encouraged to obtain additional insurance coverage for them. There are several important facts and terms that you need to know about health insurance.

  • Most major U.S. health insurance companies will not sell health insurance policies to international students. There are, however, companies that sell only to internationals that you may purchase for yourself and your family.
  • The US does not have socialized medicine. All costs of health care are paid by the patient.
  • Even if you buy a health insurance policy, your insurance provider will likely require that you pay all the bills first and fill out a claim form to request reimbursement by the insurance company. It can take as long as two or more months to process a claim.
  • All insurance policies are different in their coverage, costs, and the percentage of your medical costs that will be reimbursed. COMPARE POLICIES BEFORE YOU BUY ONE.

If you have further questions after reading the information provided by this website, please contact our Insurance Coordinator, Stacey Bailey, at ininsure@k-state.edu. She may also be reached by phone at 785-532-6448 or fax 785-532-6607.