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Human Capital Services

Other Insurance Information

October is open enrollment for a variety of voluntary benefits. The below information details voluntary programs and enrollment information.  These plans do not require re-enrollment.  If you have the coverage you desire, you do not need to complete an enrollment.

 

KPERS Optional Group Life Insurance, underwritten by The Standard

Open enrollment October 1-31.  Coverage effective January 1 the following year.

Optional group life coverage is available to help you protect your family’s financial security.  Premiums are based on your age and the coverage amount you choose.  Deductions are taken from the second check of each month.

Coverage at a Glance

Guaranteed coverage for open enrollment:

Who's Covered

Coverage Options

Guaranteed Coverage

Member

In $5,000 increments, up to plan max $400,000

Add up to $50,000 without health questions
(to $250,000 guaranteed max)

Spouse

In $5,000 increments, up to plan max $100,000

Add up to $25,000 without health questions
(to $25,000 guaranteed max)

Child

$10,000 for $1.20/month
$20,000 for $2.20/month

$10,000 or $20,000 without health questions

 

Employee Rates: KPERS Optional Group Life Insurance Rates Chart (pdf)

Spouse Rates: KPERS Optional Group Life Insurance Rates Chart for Spouse(pdf)

Child Rates: KPERS Optional Group Life Insurance Rates Chart for Children(pdf)

 

To enroll:

If you are a KPERS retirement participant:

Optional Life Insurance - Open Enrollment from KPERS.

1) To start new or increase current coverage, login to your KPERS account during your open enrollment period. Choose “New User” if you’ve never used your account.

2) Once logged in, choose the orange “Click here to apply” button.

3) Follow the steps in the wizard to add member, spouse and/or child coverage.

a. To add the guaranteed amount (no health questions), choose “Yes, add this amount.”

b. To increase your coverage, type the amount in the "Coverage Increase" box (in $5,000 increments).

4) Last, review your new coverage. Then check the box to authorize your changes and click “Submit.”

 

 

If you are a Kansas Board of Regent retirement participant:

Complete the paper form found here and send directly to the Standard.  Address is on the form.  Do not send to HCS.

 

Questions? Contact The Standard at 844-289-2306.

 

Teachers and Employees Association (TEA) insurance, underwritten by The Hartford

Open enrollment October 1-31.  Coverage effective January 1, the following year.

TEA insurance plans offer several ways to help you protect your family’s financial security.  Life premiums are based on your age and the coverage amount you choose.  AD/D premiums are based on the coverage amount you choose and STD-DisabilityFlex premiums are determined by the plan you choose. Deductions are taken from the first check of each month.

Guaranteed coverage for open enrollment:

Plan Option                                                   Who’s Covered                     Coverage

Life insurance

Employee

Up to $100,000 *

 

Spouse

Up to $50,000 *

Accidental Death/Dismemberment

Employee

Up to $500,000

 

Spouse

Up to $100,000

Short Term Disability  (DisabiltyFlex)                                                 

 

Employee

60% of your earnings, up to $1000 weekly maximum

 

 *If you are currently enrolled in Supplemental Life Insurance, you can increase your election up to an additional $20,000 to a maximum of $150,000 without evidence of insurability.  If your spouse is currently enrolled in Supplemental Life Insurance, they can increase their election up to $10,000 not to exceed $50,000.  Spouse's elections cannot exceed 100% of your Supplemental Life amount.  If you or your spouse are not currently enrolled in the Supplemental Life Insurance, all elections will require evidence of insurability.  

To enroll go to Hartford Life and Accident Insurance Company (The Hartford) website. The Login Information is as follows:

 

Login ID

Password Information

Your login ID is your employee ID Number.

Your password is your first and last name initials in lowercase followed by your date of birth (MM/DD/YYYY).

For example: John Smith's employee ID number is W0000099999. His login ID is W0000099999.

For example: John Smith's birth date is October 25, 1963. His password is js10251963.

 

You will be required to reset your password during your initial login.

 

TEA Plan Information and Premium Rates

TEA Accidental Death Dismemberment Premium Rates (pdf)
TEA Accidental Death Dismemberment Limitations and Exclusions  (pdf)
TEA Accidental Death Dismemberment Insurance Benefit Highlights (pdf)


TEA Short-Term Disability Flex Rates (pdf)
TEA Short-Term Disability Flex Limitations and Exclusions (pdf)
TEA Short-Term Disability Flex Insurance Benefit Highlights (pdf)

TEA Supplemental Life Premiums (pdf)
TEA Supplemental Life Premiums Limitations and Exclusions (pdf)
TEA Supplemental Life Premiums Insurance Benefit Highlights (pdf)

TEA Additional Services for all options (pdf)

Please note: TEA does require a one-time membership processing fee of $10. Please make your check or money order payable to "TEA of KSU" and return to TEA, 103 Edwards Hall, 1810 Kerr Drive, Manhattan KS 66506.

 

Questions? Contact The Hartford at 855-396-7655.