Federal Direct Graduate PLUS Loan Application

The Federal Direct Graduate PLUS Loan is an educational loan for graduate and professional students enrolled at least half-time (5 credit hours during fall/spring and 3 credit hours during summer). Students do not have to demonstrate financial need to be offered a Federal Direct Graduate PLUS Loan as part of their financial aid package. However, the student also must demonstrate good credit history in order to borrow the loan. The student must successfully complete the loan application process before the OSFA can authorize the loan for disbursement. The annual maximum loan amount is based on the student's cost of attendance less other financial aid received.

For additional information on the Federal Direct Graduate PLUS Loan, please visit the US Department of Education. Students may select a repayment plan to calculate estimated payments.

The Federal Direct Graduate PLUS Loan enters repayment once the loan is fully disbursed, but is placed into deferment while the student is enrolled at least  half-time and remains in deferment for an additional six months after the student is no longer enrolled at least half-time.

To begin the process of applying for a Federal Direct Graduate PLUS Loan, the student must complete, sign, and submit the application to the OSFA.

2014-2015 Federal Direct Graduate Plus Loan Application