Annual Loan Limits for Undergraduate and Graduate/Professional Students

Dependent Students (excluding students whose parents cannot borrow PLUS)	Base amount Subsidized/Unsubsidized	Additional Unsubsidized loan amount
First-year undergraduate	$3,500	$2,000
Second-year undergraduate	$4,500	$2,000
Third-year and beyond undergraduate	$5,500	$2,000
Independent Students (and dependent students whose parents cannot borrow PLUS)	Base amount Subsidized/Unsubsidized	Additional Unsubsidized loan amount
First-year undergraduate	$3,500	$6,000
Second-year undergraduate	$4,500	$6,000
Third-year and beyond undergraduate	$5,500	$7,000
	Base amount Subsidized/Unsubsidized	Additional Unsubsidized loan amount
Graduate and Professional Students	$8,500	$12,000

 

Aggregate Loan Limits

	Subsidized/Unsubsidized Aggregate
Dependent Students (excluding students whose parents cannot borrow PLUS)	$31,000 (maximum $23,000 Subsidized)
Independent Students (and dependent students whose parents cannot borrow PLUS)	$57,500 (maximum $23,000 Subsidized)
Graduate and Professional Students	$138,000 (maximum $65,500 Subsidized)