Federal Direct Parent PLUS Loan

An unsubsidized educational loan from the U.S. Department of Education for the parents or step-parents of undergraduate students.

Information and eligibility requirements

Information about the Parent PLUS Loan and general eligibility requirements.

Terms and conditions

Terms and conditions for Direct Parent PLUS Loan interest rates, fees and repayment options.

How to Apply

Instructional steps on how to apply for the Parent PLUS Loan.

Master Promissory Note

A legal document electronically signed by the parent-borrower.

Parent Electronic Funds Transfer (EFT)

The EFT application (pdf) provides the option to parents who borrow the Federal Direct Parent PLUS Loan of electronically transferring excess financial aid and/or tuition refunds to a U.S. bank checking account of their choice. Completing this short EFT application saves parents from waiting for a check to be mailed to them.