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  5. »Federal Direct Subsidized and Unsubsidized Loans

Office of Student Financial Assistance

Federal Direct Loans

The OSFA awards all eligible students a Federal Direct Loan as part of their financial aid package. To be awarded a Federal Direct Loan, students must complete and submit a Free Application for Federal Student Aid (FAFSA) and meet standard eligibility requirements. 

Eligibility requirements

A list of eligibility requirements for students who wish to borrow Federal Direct Loans.

Subsidized and unsubsidized loans

Difference between subsidized and unsubsidized Federal Direct Loans.

Terms and conditions

Terms and conditions concerning interest rates, fees, and when repayment begins.

Entrance counseling and Master Promissory Note

Federal requirements for first-time borrowers and the Master Promissory Note.

Loan limits

Table with the maximum loan amounts that students can borrow each academic year.

Exit counseling

Exit counseling for Federal Direct Loan recipients leaving or graduating from Kansas State University.