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Kansas State University

Mandatory Health Insurance

Health insurance coverage is mandatory for all international students enrolled at Kansas State University, regardless of their course load.

Beginning in Fall 2009, insurance coverage will be automatically included in international student tuition bills, and students will no longer be required to make separate payment arrangements. Students will still be free to choose alternative insurance so long as their plan's coverage meets or exceeds the minimum requirements listed at the bottom of this page. In order to use alternate insurance, students must complete and submit the Student Health Insurance Waiver form no later than the 20th day of classes each semester. Once a waiver request is submitted and approved, the insurance charge will be removed from the tuition bill.

The intent of the insurance requirement for international students at the Kansas State University is continuous coverage during and between academic terms. To find additional information about United Health Care coverage please visit the Kansas State University United HealthCare Student Resources webpage.

The waiver will be available through your iSIS account as of August 1, 2009. It must be submitted prior to the 20th day of classes each semester in order to have the health insurance charge removed from your tuition bill. Additional information about the waiver process is listed below.

The minimum requirements for alternative health insurance are the following:

  • Minimum $100,000 or greater medical benefit for each sickness and accident
  • Includes inpatient and outpatient coverage for both sickness and accidents
  • Coverage of at least $10,000 for repatriation (removal of remains after death)
  • Coverage of at least $15,000 for medical evacuation
  • A deductible not to exceed $500 per individual, per policy year
  • Coverage period must always begin on or before the first day of classes and be valid through the last day of the semester. 

Waiver Process:

If you are not purchasing the K-State insurance-UHCSR plan,are a sponsored student or have a GTA/GRA position, you must complete and submit a waiver form to remove the insurance charge. The Student Health Insurance Waiver form to be used for this certification will be available beginning August 1, 2009. The form will be accessible through student's iSIS accounts. See the instructions listed below.

The waiver form is verification that you have purchased alternative, qualifying health insurance coverage. The form must be submitted before the insurance deadline: 09/10/2009 (Fall 2009), 02/02/2010 (Spring 2010). If the waiver is approved, the insurance charge will be removed from your account. The alternative, qualifying coverage must be valid at least from the first day of classes and must end no earlier than the last day of classes for the semester.

Graduate students that have a GTA/GRA appointment and have health insurance provided as a benefit, must purchase health insurance through Human Resources. It is your responsibility to enroll in the health insurance. Once you have purchased your health insurance through Human Resources, you then need to complete the waiver form so that you are not charge twice for health insurance. If it is approved, then the insurance charge will be removed from your student account. For additional information on purcashing the GTA/GRA health insurance, please visit www.k-state.edu/hr/benefits/gra.html.

Instructions for submitting the Insurance Waiver form

To access the Health Insurance Waiver form:

1. Go to https://isis.k-state.edu/psp/ISIS/?cmd=login
2. Enter your eID and password.
3. On the left-hand menu select Self Service.
4. Then click on Student Center.
5. Here you will see three sections: Academics, Finances and Personal Information.  The waiver form is located in the drop down box in the Finances Section.  Select the Insurance Waiver form and then click the double arrow button.
6. Complete the waiver form entirely.
7. Click submit once you have finished.

The Insurance Coordinator will review your form and if approved, the insurance charge will be removed within 5 business days. If your waiver is denied, you will receive notification of the denial and the charge will remain on your account.

Dependent Information:

Students who have families with them are strongly encouraged to obtain additional insurance coverage for them. There are several important facts and terms that you need to know about health insurance.

  • Most major U.S. health insurance companies will not sell health insurance policies to international students. There are, however, companies that sell only to internationals that you may purchase for yourself and your family.
  • The US does not have socialized medicine. All costs of health care are paid by the patient.
  • Even if you buy a health insurance policy, your insurance provider will likely require that you pay all the bills first and fill out a claim form to request reimbursement by the insurance company. It can take as long as two or more months to process a claim.
  • All insurance policies are different in their coverage, costs, and the percentage of your medical costs that will be reimbursed. COMPARE POLICIES BEFORE YOU BUY ONE.

If you have further questions after reading the information provided by this website, please contact our insurance coordinator, Stacey Bailey, at ininsure@k-state.edu. She may also be reached by phone at 785-532-6448 or fax 785-532-6607.