The State of Kansas and Kansas State University provide an employer paid long term disability insurance plan for all benefits eligible employees. Coverage in this plan is effective on the first day of employment in a benefits eligible position. The insurance underwriter for this plan is DCG Resources Options, LLC.
EFFECTIVE: January 1, 2006
Classified or Unclassified Employees in Positions Covered by KPERS or Regents Mandatory Retirement Plan:
There is a 180 day waiting period before a disability decision is made. If approved for long-term disability, the employee receives 60% of their annual salary, payable in equal monthly installments. This income may be reduced by monies received from Workers’ Compensation and/or the Social Security Administration. This is a taxable income.
Classified Employees in Positions Covered by KP&F Retirement Plan:
The amount of the disability income depends on whether the employee is covered by "Tier I" or "Tier II".
When Eligible: Coverage begins on the first day of employment.
Who Pays: The university pays for this benefit (administered through the Kansas Public Employees Retirement System (KPERS))
Related Documents:
Related KSU Policy and Procedures Manual Chapter: 4820 Insurance Programs