The State of Kansas and Kansas State University offer term life insurance programs, an employment connected accidental death benefit, and a survivor assistance program to benefits-eligible employees. The basic term life insurance plan is paid by the employer and is effective the first day of employment. The Kansas Public Employees Retirement System (KPERS) Optional Group Life Insurance and the Teachers and Employees Association (TEA) Life Insurance are supplemental term life insurance plans and are paid for by the employee.
Accidental Death Benefit
This employment-connected accidental death benefit is provided to employees who, at the time of their death, are contributing to the Kansas Public Employees Retirement System (KPERS) retirement plan; university support staff who are in the KPERS one year waiting period; unclassified employees who are contributing to the Kansas Board of Regents mandatory retirement plan; and unclassified employees who are in the Kansas Board of Regents one year waiting period.
Work related accidental death payment includes a lump-sum amount of $50,000 and 50% of the employee’s final average salary payable monthly to the surviving spouse until death or remarriage, to dependent children to age 18, or to disabled children until no longer disabled or until death.
When Eligible: Coverage begins on the first day of employment.
Who Pays: The University pays for this benefit which is administered through the Kansas Public Employees Retirement System for all KSU benefits-eligible employees.
Basic Term Life Insurance
This Basic Life Insurance Plan pays 150% of the employee’s annual salary to the employee’s designated beneficiary(ies).
When Eligible: Coverage starts with the first day of employment.
Who Pays: The University pays for this benefit which is administered through the Kansas Public Employees Retirement System (KPERS) for all benefits-eligible employees.
Optional Group Life Insurance
Survivor Assistance Program
This program provides informational assistance to a surviving spouse or beneficiary in the event of an employee’s death while employed at KSU.
When Eligible: First day of employment.
Who Pays: Benefits are paid according to the benefit option the employee selected.