The State of Kansas and Kansas State University offer term life insurance programs, an employment connected accidental death benefit, and a survivor assistance program to benefits-eligible employees. The basic term life insurance plan is paid by the employer and is effective the first day of employment. The Kansas Public Employees Retirement System (KPERS) Optional Group Life Insurance and the Teachers and Employees Association (TEA) Life Insurance are supplemental term life insurance plans and are paid for by the employee.
Accidental Death Benefit
This employment-connected accidental death benefit is provided to employees who, at the time of their death, are contributing to the Kansas Public Employees Retirement System (KPERS) retirement plan; university support staff who are in the KPERS one year waiting period; unclassified employees who are contributing to the Kansas Board of Regents mandatory retirement plan; and unclassified employees who are in the Kansas Board of Regents one year waiting period.
Work related accidental death payment includes a lump-sum amount of $50,000 and 50% of the employee’s final average salary payable monthly to the surviving spouse until death or remarriage, to dependent children to age 18, or to disabled children until no longer disabled or until death.
When Eligible: Coverage begins on the first day of employment.
Who Pays: The University pays for this benefit which is administered through the Kansas Public Employees Retirement System for all KSU benefits-eligible employees.
Basic Term Life Insurance
This Basic Life Insurance Plan pays 150% of the employee’s annual salary to the employee’s designated beneficiary(ies).
When Eligible: Coverage starts with the first day of employment.
Who Pays: The University pays for this benefit which is administered through the Kansas Public Employees Retirement System (KPERS) for all benefits-eligible employees.
Optional Group Life Insurance
KPERS Optional Group Life Insurance Open Enrollment
Optional Life Insurance is available to all benefit eligible employees in either the KPERS retirement system or the Kansas Board of Regents (KBOR) retirement system. KBOR members must utilize a paper form to enroll. KPERS members should utilize the online enrollment by logging in to the online KPERS member portal.
KPERS Optional LIfe Insurance
Open Enrollment October 1-31!
Extra protection for your family
As part of your KPERS benefits, your employer offers Optional Life Insurance, additional coverage beyond KPERS basic life insurance.
You decide how much you need and pay your premiums through payroll deduction.
Open enrollment is from October 1-31. Most members can get guaranteed coverage. You don't need to do anything if you are happy with your current coverage. Any new coverage effective January 2017.
Who's Covered Anytime Coverage
With a few
with no health questions
Member In $5,000 increments
Plan max $400,000
Add up to $50,000
(to $250,000 guaranteed max)
Spouse In $5,000 increments
Plan max $100,000
Add up to $25,000
(to $25,000 guaranteed max)
Child $10,000 or $20,000 $10,000 or $20,000
How much do you need?
Calculating how much life insurance you need to protect your loved
ones doesn't have to be hard. Check out our tool to help you find the right amount. Life Insurance Needs Estimator
Contact The Standard with questions.
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Survivor Assistance Program
This program provides informational assistance to a surviving spouse or beneficiary in the event of an employee’s death while employed at KSU.
When Eligible: First day of employment.
Who Pays: Benefits are paid according to the benefit option the employee selected.